Reviews

Did you know every moment you go without identity theft protection is a great window of opportunity for savvy cyber thieves to steal your money?

Make no mistake: identity theft criminals want your money and will stop at no means to get it, including going through your trash. It’s big money for them, and a potentially devastating loss to you. Even though you may keep all your receipts and shred your financial mail when finished with it, you avoid giving out your credit card numbers and identification to just anyone, and you keep your activities private from nosey neighbors you aren’t 100% safe. Living even the most careful life is not enough to prevent you from becoming a victim of identity theft. All it takes is a careless store clerk or a misplaced piece of mail, and bammo! the thieves have your identity information.

It’s the fastest growing felony in the nation, and in the U.S. alone there are over 9 million victims annually. Computers, meant to make life easier, have only made the problem international in scope and risk. If you really want to make sure that you are protected from being one of those victims, you need to subscribe immediately to one of the enhanced protection systems offered below.

In addition to the double fraud notices that will be placed on your own credit file, barring any business from opening an account in your name unless they’ve contacted you to confirm identity, you will also see a significant reduction in annoying junk mail. You get three copies, not just one like some other services, of all your credit reports from the three main credit reporting companies. And, if you find being contact every time an account is opened inconvenient, or you decide you want even more frequent information on your credit report and score, you can subscribe to our criminal alert service that is designed to proactively spot and stop any identity theft before you become a victim, not after the fact.

Comparison Chart

	Cost [-]	File Freeze Renewal Option [-]	Fraud Monitering [-]	Child Protection [-]	Junk Mail Reduction [-]	Business Protection Plan [-]	Free Credit Report [-]
LifeLock	$10/month or $110/year	Yes, every 90 days.	Yes.	Yes, under age 16 , each are $25/year with a subscribed adult.	Yes.	Yes.	Once a year from all major bureaus
Identity Guard	Fragmented based on service desired; $4.99/month or $49.95/year to $16.99/month or $169.95/year	If you choose the higher levels of service, yes.	If you choose the highest level of service then yes on all identity records. Otherwise mainly monitoring for new accounts.	No.	No.	Not specifically.	If you choose higher levels of service, yes.
Trusted ID	$12.95/month or $109.95/year	Yes.	Loans, credit cards, and card monitoring	No.	Only Pre-approved Mailers.	Not specifically.	Yes.

LifeLock was started by Todd Davis, who made it famous by constantly displaying his own social security number in the company’s advertising. The message is clear: The company’s CEO trusts his product enough to risk his own credit record.

As we’ve seen repeatedly in today’s news, identity theft is one of the fastest growing crimes in America. It victimizes over 10 million people a year and costs billions of dollars. LifeLock combines fraud alerts, positive confirmation for credit applications, credit reports, and junk mail blocking to prevent a client’s identity from being stolen before it happens. At a cost of $10 per month with a $1 million guarantee to back up its service, LifeLock is bargain protection in today’s high-risk, high-technology world.

LifeLock is currently the only service on the market that provides identity theft protection for children. It is become increasingly common for criminals to exploit children’s identification. If parents don’t even suspect it’s happening the discovery with the discovery might occur years later, when their children are ready to open bank accounts – and are denied, because their credit already has a black mark. This unique benefit supplements an adult client’s subscription, extending protection to the whole family.

Click to visit LifeLock .

Identity Guard provides credit reporting services and four levels of protection. Level 1 services include public record protection and social security tracking. Other levels add services, right up to the extensive protection offered by level 4 packages. Each level priced to attract a specific type of customer, allowing Identity Guard to provide services to people from all walks of life.

The most popular package monitors a client’s 3-in-1 credit report (in other words, all 3 bureau records) and credit scores daily. It also includes privacy and identity theft protection for your personal credit, computers and Internet activity. When you sign up for Identity Guard’s Total Protection, the service provides antivirus software renewals as long as you’re enrolled.

Depending on the package you choose, prices range from a low of $4.99/month or $49.95/year to high of $16.99/month or 169.95/year. Unlike other services, Identity Guard monitors the identity theft black market for your information. Finally, Identity Guard protects clients with up to $20,000 in identity theft insurance (after a $250 deductible) - at no additional cost to you.

Click here to visit Identity Guard .

TrustedID provides a "total identity” protection package for the entire family. TrustedID procedures are designed to significantly reduce the risk of credit fraud, with a service guarantee backed by $1,000,000 in identity theft insurance from AIG and Lloyds of London.

TrustedID’s Lender DoubleCheck™ and IDFreeze™ services require credit grantors to get your approval by phone before taking any action that may affect your credit. For an additional charge, Trusted ID’s CreditLock™ lets you direct the three credit bureaus to only release their credit reports to third parties with your permission. Customers using this service need to unlock their reports before they apply for credit, so it’s currently only available in states where laws allow consumers to lock their own credit reports. Clients automatically receive a credit report from Equifax, Experian and TransUnion every year. If they have any questions, they can get answers from an identity theft and restoration specialist at any time, via telephone or email.

TrustedID removes your name from the marketing databases that Equifax, Experian and TransUnion sell. This stops pre-approved credit card offers – a leading source of identity theft. Trusted ID monitors your credit card number to help determine if it’s been stolen. You’ll get an immediate email alert whenever IDFreeze™ finds signs that your information has been compromised, providing an early warning of theft.

Click here to visit TrustedID .